What fees come out of a traditional sale?
Commission, prep, concessions, seller closing costs, repairs, overlap costs, and payoff can all reduce the amount a seller keeps at closing.
Free home sale calculator
Estimate your net proceeds before you choose how to sell.
Use this calculator to estimate what you may walk away with after commissions, prep, concessions, closing costs, repairs, and mortgage payoff, then compare that number with a direct Mission Realty Capital cash offer.
Enter the price you think your home could sell for on the open market.
See what Mission Realty Capital can offerIn a traditional sale, sellers commonly pay commission to the listing agent and buyer’s agent. Many sellers estimate roughly 5–6%.
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Estimate cleaning, staging, landscaping, storage, painting, cosmetic updates, and other work to get the home ready for showings.
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Buyers may ask sellers to contribute toward closing costs, rate buydowns, repair credits, or other concessions.
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Estimate holding costs while selling: utilities, insurance, taxes, two mortgage payments, temporary housing, storage, or rent-back needs.
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Also called seller closing costs. These vary by location, title company, contract terms, taxes, recording fees, and prorations.
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Estimate pre-listing repairs or buyer inspection repair credits. This can include roof, HVAC, plumbing, electrical, crawlspace, cosmetic, or safety items.
Learn moreEnter what it would cost to pay off your mortgage today. Your payoff may differ from the balance shown on a statement.
Learn moreEducational estimate only. This calculator is designed to help sellers compare a traditional listing with a direct cash offer. It is not a guaranteed net sheet, appraisal, tax opinion, lender payoff, or offer. Actual costs vary by property, market, contract, title company, lender, and local requirements.
They Ask, You Answer
Understand the real cost to sell before you decide.
Mission Realty Capital should make the comparison clear: cash offer, traditional listing, or waiting. The best answer depends on your numbers and your situation.
What can change the estimate?
Inspection issues, appraisal gaps, financing delays, title items, buyer concessions, and days-on-market can change your net proceeds.
Why compare with a cash offer?
A direct as-is offer may be lower than retail price, but it can remove commissions, repairs, showings, financing risk, and timing uncertainty.
Get your comparison offer
Start with your address. We can help you compare a direct as-is offer against the traditional-sale estimate above.
Frequently asked questions
Home sale calculator FAQs
What is net proceeds?
Net proceeds is the estimated amount you keep after subtracting selling costs and mortgage payoff from your sale price.
Does a higher sale price always mean more money?
Not always. A higher contract price can still produce lower net proceeds if repairs, concessions, commissions, carrying costs, or delays are high.
Why include repairs if I have not inspected yet?
Most traditional buyers inspect the home. If defects are found, the buyer may ask for repairs, credits, or a price reduction before closing.
How should I use this against a cash offer?
Compare the cash offer against likely net proceeds, not just the top-line listing price. Also compare time, certainty, privacy, effort, and risk.